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Register Now to access our Salary Advance Loan

Register on our website or Hela Pesa Loan app. All you need is your ID and your latest payslip.

Find out more on Hela Pesa Salary Advance

How Does It Work? Simple!

Hela Pesa is a Salary Advance digital product for all civil servants in Kenya.


Download our app from playstore for free.


Register online or on Hela Pesa Loan app.


Apply for the loan that suits you.


Instant Approval and Disbursement.

Why Hela Pesa Salary Advance?

Digital Based

Hela Pesa Loan app enables you to apply for your Salary Advance anytime, anywhere.

Simple Repayment Plan

You can chose to repay within 2-24 months. Repayment is deducted through check-off.

Stay Updated

Track your loan loan processes in real time at your convenience from your phone.


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Salary Advance App

Frequently Asked Questions

You need to be an employee of an institution that has registered with us and you should also qualify for the salary advance.

You can qualify up to 100% of your credit ability.

Immediately after your request is approved.

The repayment period is from 1 to 12 months.

When Hela signs an MOU with your employer, you get access to the product on the HelaPesa Mobile app.

Your Payment will be deducted from your salary by your employer and remitted to Hela but also, you can pay via the HelaPesa Mobile APP.

No. We do not deduct interest upfront. We send your whole salary advance as you had requested.

We do not require you to invest with us so there is no fear for you losing your money.

You can use a friend’s phone to apply, but you will use your own password and phone number. The money will be sent to your Mpesa phone number and NOT your friend’s.

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