Who we are
HelaPesa Salary Advance is a loan product advanced to salaried employees who work for organizations that have signed an MOU for the check-off system.
The loan service runs on a mobile app called HelaPesa available in google store and can be accessed through the website helapesa.co.ke
Hela Salary Advance is a very convenient product that seeks to address the emergency financial needs for employees in between their payroll dates. Our clients do not require any security, guarantors or any approval from their supervisors. They do not pay for any registration fee and they do not save money with HelaPesa for them to get HelaPesa salary advances.
Once Hela receive a clients advance application on the APP, they carry out their back-end verification of the employee( KYC). Once the employee qualifies, the money is released through their registered Mpesa number within minutes since our App is integrated with Safaricom Mpesa payment service.
The client chooses his most preferred or practical or comfortable period of repayment between 1 to 24 months.
The interest rate depends on the period of payment as ranges from 10 -15% He also has the option to either pay the loan directly on the Hela App through the Mpesa platform or the employer to recover the payments from this payslip on behalf of Hela on a monthly basis.
What personal data we collect and why we collect it
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