Our Products
Hela Pesa delivers secure, streamlined financing for Kenya's civil servants through trusted products such as the Check-Off Salary Loan and the instant, M-PESA-repayable Express Loan.
Hela Pesa delivers simple, secure financing for Kenya's civil servants. Our core product is the Check-Off Loan, with straightforward applications, clear terms, and repayments deducted directly from your payslip. We also offer an Express Loan, an instant mobile loan repayable via M-PESA, designed for fast access to short-term funds. Both products are built for convenience, transparency, and reliability.
Check-Off Loan
Our flagship Check-Off Loan is designed specifically for civil servants in Kenya, offering a convenient and secure way to access funds with repayments automatically deducted from your salary. This product provides competitive rates, flexible amounts, quick approval, and transparent terms with no hidden fees.
Express Loan
Our Express Loan is an instant mobile loan solution designed for quick access to short-term funds. Perfect for emergencies or immediate financial needs, this product offers rapid approval, instant disbursement directly to your M-PESA account, flexible repayment terms, and a fully digital process with no paperwork required.